The First Rung on the Ladder:
The Poor Cash Flow Pattern

The first basic cash flow pattern is the poor cash flow pattern. Before most people even learn about money they want things, and so they learn first to work FOR money. As their income is earned it is just as quickly spent on their list of wanted items. This cash flow pattern has earned income flowing in and entirely back out to expenses.

It does not matter if you have a sizable income, because money does not make you rich. Money is just a tool. It is how you are managing the tool (money) that determines whether you become rich. Even with a substantial income you can still have this pattern as long as your focus is only on earning more income and paying your expenses.

You may make $500,000 a year, you may have enough income to cover all of your expenses, but if you were to loose your income you would quickly realize that you are following this patter, and the idea that you were not was just a temporary illusion.

Custom Search

Leave the poor cash flow pattern and
Go to the Middle Class Cash Flow Pattern