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Your Personal Finance Snapshot


Welcome to the personal finance snapshot...get a quick picture of your financial situation. This is a general tool. While the diagnosis is not exact, it is quick and can be surprisingly accurate. Let's get started...


cash flow from earned income Is the income from your job your main source of income?

Yes or No

























________________________________________________________

Financial Snapshot




Which of the following best describes your situation.

successful retirement planning

A- The income from my job barely meets or exceeds my expenses, and so I have not begun saving for retirement yet

B- The income from my job exceeds my expenses, and so I have already begun saving for retirement

C- My time is free and spent how I please. My assets cover all of my expenses


























_______________________________________________________

Financial Snapshot




Which of the following best describes your situation.

successful retirement planning

A- My income barely meets or exceeds my expenses, and so I have not begun saving for retirement yet

B- My income exceeds my expenses, and so I have already begun saving for retirement

C- My time is free and spent how I please. My assets cover all of my expenses

























________________________________________________________

Financial Snapshot




Do you have the cash flow management skills to maintain
your living situation, or has your money source been shrinking?

I've got skills           My money is shrinking

























_______________________________________________________

Financial Snapshot


Do you have the cash flow management skills to maintain
your living situation, or has your money source been shrinking?

I've got skills           My money is shrinking

























_______________________________________________________

Financial Snapshot


Do you plan on saving for retirement?

financial planning for retirement Yes

No

























________________________________________________________

Financial Snapshot




Do you own a home or car?

Yes           No

























________________________________________________________

Financial Snapshot




Your current cash flow pattern is a middle class cash flow pattern

Your time is mostly used for earning income

Your main focus is on earned income and retirement

Your long term financial plan is to save for retirement,
which is a strategy you use when you are planning to be poor

Your current order of priorities are:
1- to earn a larger income
2- to get a nice car and home
3- to save for retirement

Future analysis: you are currently planning to be middle class


Continue on to your personal budget























_______________________________________________________

Financial Snapshot




Do you have the cash flow management skills to maintain
your living situation, or has your money source been shrinking?

I've got skills           My money is shrinking

























_______________________________________________________

Financial Snapshot




Do you plan on saving for retirement?

financial planning for retirement Yes

No

























_______________________________________________________

Financial Snapshot




Your current cash flow pattern is a wealthy cash flow pattern

Your time is mostly used minding your own business and
increasing your financial education

Your main focus is on passive income

Your long term financial plan is to manage your passive cash flow

Your current order of priorities are:
1- managing your passive cash flow
2- whatever else you feel like

Future analysis: you are currently planning to be wealthy


Continue on to your personal budget























________________________________________________________

Financial Snapshot




Do you plan on saving for retirement?

financial planning for retirement Yes

No

























________________________________________________________

Financial Snapshot




Do you own a home or car?

Yes           No

























________________________________________________________

Personal Finance Snapshot




Your current cash flow pattern is a middle class cash flow pattern

Your time is mostly used for earning income

Your main focus is on earned income and retirement

Your long term financial plan is to save for retirement,
which is a strategy you use when you are planning to be
poor

Your current order of priorities are:
1- to earn a larger income
2- to get a nice car and home
3- to save for retirement

Future analysis: you are currently planning to be middle class


Continue on to your personal budget























________________________________________________________

Personal Finance Snapshot




Your current cash flow pattern is a poor cash flow pattern

Your time is mostly used for earning income

Your main focus is on earned income and expenses

Your long term financial plan is to save for retirement,
which is a strategy you use when you are planning on
being poor

Your current order of priorities are:
1- to earn income
2- to save on expenses

Future analysis: you are currently planning to be poor


Continue on to your personal budget























________________________________________________________

Financial Snapshot




Your current cash flow pattern is a poor cash flow pattern

When your money runs out, your time will be mostly used
for earning your income

Your main focus will be on earned income and expenses

Your long term financial plan is to save for retirement, which
is a strategy to use when you are planning on being poor

When your money runs out, your order of priorities will be:
1- to earn income
2- to save on expenses

Future analysis: you are currently planning to be poor


Continue on to your personal budget























________________________________________________________

Financial Snapshot




Your current cash flow pattern is a middle class cash flow pattern

When your money runs out, your time will be mostly used
for earning your income

Your main focus will be on earned income and retirement

Your long term financial plan is to save for retirement, which
is a strategy to use when you are planning on being poor

When your money runs out, your order of priorities will be:
1- to earn income
2- to get a nice house and car
2- to save on for retirement

Future analysis: you are currently planning to be middle class


Continue on to your personal budget























________________________________________________________

Personal Finance Snapshot




Your current cash flow pattern is a poor cash flow pattern

Your time is mostly used for earning your income

Your main focus is on earned income and expenses

Saving for retirement is not the best long term financial
plan, but following NO plan is definitely planning to be poor

Your current order of priorities are:
1- to earn income
2- to save on expenses

Future analysis: you are currently planning to be poor


Continue on to your personal budget























________________________________________________________

Personal Finance Snapshot




Do you own a home or car?

Yes           No

























________________________________________________________

Personal Finance Snapshot




Your current cash flow pattern is a poor cash flow pattern

Your time is mostly used for earning your income

Your main focus is on earned income and expenses

Your long term financial plan is to save for retirement,
which is a strategy to use when you are planning to be
poor

Your current order of priorities are:
1- to earn income
2- to save on expenses

Future analysis: you are currently planning to be poor


Continue on to your personal budget























_______________________________________________________

Personal Finance Snapshot




Your current cash flow pattern is a middle class cash flow pattern

Your time is mostly used for earning your income

Your main focus is on earned income and retirement

Your long term financial plan is to save for retirement,
which is a strategy to use when you are planning to be
poor

Your current order of priorities are:
1- to earn a larger income
2- to get a nice car and home
3- to save for retirement

Future analysis: you are currently planning to be middle class


Continue on to your personal budget























_______________________________________________________

Personal Finance Snapshot




Your current cash flow pattern is a poor cash flow pattern

When your money runs out, your time will mostly be used
for earning your income

Your main focus will be on earned income and expenses

Saving is not the best long term financial plan, but having
NO plan to follow is definitely planning to be poor

Your current order of priorities are:
1- to earn income
2- to save on expenses

Future analysis: you are currently planning to be poor


Continue on to your personal budget

























_______________________________________________________

Personal Finance Snapshot




Your current cash flow pattern is a middle class cash flow pattern

When your money runs out, your time will mostly be used for
earning your income

Your main focus will be on earned income and retirement

Your long term financial plan is to save for retirement, which
is a strategy to use when you are planning to be poor

When your money runs out, your order of priorities will be:
1- to earn a larger income
2- to get a nice car and home
3- to save for retirement

Future analysis: you are currently planning to be middle class



Leave the personal finance snapshot and
Go to your Personal Budget page


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