Your Personal Finance Snapshot
Welcome to the personal finance snapshot...get a quick picture of your financial situation. This is a general tool. While the diagnosis is not exact, it is quick and can be surprisingly accurate. Let's get started...
Is the income from your job your main source of income?
Yes or No
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Financial Snapshot
Which of the following best describes your situation.
A- The income from my job barely meets or exceeds my expenses, and so I have not begun saving for retirement yet
B- The income from my job exceeds my expenses, and so I have already begun saving for retirement
C- My time is free and spent how I please. My assets cover all of my expenses
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Financial Snapshot
Which of the following best describes your situation.
A- My income barely meets or exceeds my expenses, and so I have not begun saving for retirement yet
B- My income exceeds my expenses, and so I have already begun saving for retirement
C- My time is free and spent how I please. My assets cover all of my expenses
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Financial Snapshot
Do you have the cash flow management skills to maintain your living situation, or has your money source been shrinking?
I've got skills My money is shrinking
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Financial Snapshot
Do you have the cash flow management skills to maintain your living situation, or has your money source been shrinking?
I've got skills My money is shrinking
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Financial Snapshot
Do you plan on saving for retirement?
Yes No
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Financial Snapshot
Do you own a home or car?
Yes No
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Financial Snapshot
Your current cash flow pattern is a middle class cash flow pattern
Your time is mostly used for earning income
Your main focus is on earned income and retirement
Your long term financial plan is to save for retirement, which is a strategy you use when you are planning to be poor
Your current order of priorities are: 1- to earn a larger income 2- to get a nice car and home 3- to save for retirement
Future analysis: you are currently planning to be middle class
Continue on to your personal budget
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Financial Snapshot
Do you have the cash flow management skills to maintain your living situation, or has your money source been shrinking?
I've got skills My money is shrinking
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Financial Snapshot
Do you plan on saving for retirement?
Yes No
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Financial Snapshot
Your current cash flow pattern is a wealthy cash flow pattern
Your time is mostly used minding your own business and increasing your financial education
Your main focus is on passive income
Your long term financial plan is to manage your passive cash flow
Your current order of priorities are: 1- managing your passive cash flow 2- whatever else you feel like
Future analysis: you are currently planning to be wealthy
Continue on to your personal budget
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Financial Snapshot
Do you plan on saving for retirement?
Yes No
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Financial Snapshot
Do you own a home or car?
Yes No
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Personal Finance Snapshot
Your current cash flow pattern is a middle class cash flow pattern
Your time is mostly used for earning income
Your main focus is on earned income and retirement
Your long term financial plan is to save for retirement, which is a strategy you use when you are planning to be poor
Your current order of priorities are: 1- to earn a larger income 2- to get a nice car and home 3- to save for retirement
Future analysis: you are currently planning to be middle class
Continue on to your personal budget
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Personal Finance Snapshot
Your current cash flow pattern is a poor cash flow pattern
Your time is mostly used for earning income
Your main focus is on earned income and expenses
Your long term financial plan is to save for retirement, which is a strategy you use when you are planning on being poor
Your current order of priorities are: 1- to earn income 2- to save on expenses
Future analysis: you are currently planning to be poor
Continue on to your personal budget
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Financial Snapshot
Your current cash flow pattern is a poor cash flow pattern
When your money runs out, your time will be mostly used for earning your income
Your main focus will be on earned income and expenses
Your long term financial plan is to save for retirement, which is a strategy to use when you are planning on being poor
When your money runs out, your order of priorities will be: 1- to earn income 2- to save on expenses
Future analysis: you are currently planning to be poor
Continue on to your personal budget
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Financial Snapshot
Your current cash flow pattern is a middle class cash flow pattern
When your money runs out, your time will be mostly used for earning your income
Your main focus will be on earned income and retirement
Your long term financial plan is to save for retirement, which is a strategy to use when you are planning on being poor
When your money runs out, your order of priorities will be: 1- to earn income 2- to get a nice house and car 2- to save on for retirement
Future analysis: you are currently planning to be middle class
Continue on to your personal budget
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Personal Finance Snapshot
Your current cash flow pattern is a poor cash flow pattern
Your time is mostly used for earning your income
Your main focus is on earned income and expenses
Saving for retirement is not the best long term financial plan, but following NO plan is definitely planning to be poor
Your current order of priorities are: 1- to earn income 2- to save on expenses
Future analysis: you are currently planning to be poor
Continue on to your personal budget
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Personal Finance Snapshot
Do you own a home or car? Yes No
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Personal Finance Snapshot
Your current cash flow pattern is a poor cash flow pattern
Your time is mostly used for earning your income
Your main focus is on earned income and expenses
Your long term financial plan is to save for retirement, which is a strategy to use when you are planning to be poor
Your current order of priorities are: 1- to earn income 2- to save on expenses
Future analysis: you are currently planning to be poor
Continue on to your personal budget
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Personal Finance Snapshot
Your current cash flow pattern is a middle class cash flow pattern
Your time is mostly used for earning your income
Your main focus is on earned income and retirement
Your long term financial plan is to save for retirement, which is a strategy to use when you are planning to be poor
Your current order of priorities are: 1- to earn a larger income 2- to get a nice car and home 3- to save for retirement
Future analysis: you are currently planning to be middle class
Continue on to your personal budget
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Personal Finance Snapshot
Your current cash flow pattern is a poor cash flow pattern
When your money runs out, your time will mostly be used for earning your income
Your main focus will be on earned income and expenses
Saving is not the best long term financial plan, but having NO plan to follow is definitely planning to be poor
Your current order of priorities are: 1- to earn income 2- to save on expenses
Future analysis: you are currently planning to be poor
Continue on to your personal budget
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Personal Finance Snapshot
Your current cash flow pattern is a middle class cash flow pattern
When your money runs out, your time will mostly be used for earning your income
Your main focus will be on earned income and retirement
Your long term financial plan is to save for retirement, which is a strategy to use when you are planning to be poor
When your money runs out, your order of priorities will be: 1- to earn a larger income 2- to get a nice car and home 3- to save for retirement
Future analysis: you are currently planning to be middle class
Leave the personal finance snapshot and Go to your Personal Budget page

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